• Earn up to 5% on your order
  • 60 Day Love It Guarantee
  • 0% APR Finance Available
  • Price Match Guarantee

etika Finance

Minimum Criteria

  • Must be over 18 years of age.
  • Must be employed at least 16 hours per week, self-employed, retired in receipt of a pension or receiving disability payments.
  • Must be a permanent UK resident with at least 3 years UK address history.
  • Must have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies.
  • Must have an active valid email address

Representative Examples

A £1000 sale at 0% APR over 12 months:
Sale amount: £1000
Deposit amount (10%): £100
Credit amount: £900
Representative APR: 0%
Interest Rate: 0%
Number of repayments: 12
Monthly repayment: £75
Total amount of interest: £0
Total amount payable: £1000

Legal Notices

JamGolf.com is a trading name of JamGolf (UK) Limited registered in England & Wales, registration number 14102237.
Registered office address is 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ.

JamGolf (UK) Limited is authorised and regulated by the Financial Conduct Authority, FCA registration number 983304.
JamGolf (UK) Limited trading as JamGolf.com acts as a credit broker and is not a lender, introducing customers to etika Finance UK Ltd.
etika (a trading name of etika Finance UK Ltd) is a company registered in England and Wales 07440512 and authorised and regulated by the Financial Conduct Authority, registration number: 697658.
Registered address: Suite 2.01, c/o Colony, One Silk St, Ancoats, Manchester M4 6AG
Web: www.etika.com
FAQs: https://etika.com/uk/customer/faqs
Email: [email protected]
Etika Tel: 0800 028 9321

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© 2025 JamGolf, Golf19, St Pierre Park Hotel Spa and Golf Resort, Rohais De Haut, St Peter Port, GY11FD · VAT No 419 8756 48

JamGolf (UK) Limited is registered in England and Wales No 14102237. JamGolf (UK) Limited is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our FCA registration number is 983304. JamGolf (UK) Limited offers credit products from Zopa Bank Limited trading as DivideBuy and Secure Trust Bank PLC trading as V12 Retail Finance. Credit is provided subject to affordability, age and status. Minimum spend applies. Not all products offered by Zopa Bank Limited trading as DivideBuy and Secure Trust Bank PLC trading as V12 Retail Finance are regulated by the Financial Conduct Authority.

Interest free credit agreements provided by Zopa Bank Limited trading as DivideBuy that are 12 months or less in duration are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service.

Zopa Bank Limited trading as DivideBuy is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Bank Limited (10627575) is incorporated in England & Wales and has its registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG. VAT Number 281765280. DivideBuy's trading address is First Floor, Brunswick Court, Brunswick Street, Newcastle-under-Lyme, ST5 1HH. © Zopa Bank Limited 2025 . All rights reserved.